BILL PAY WITHDRAWAL PAYPAL — what is this charge?

BILL PAY WITHDRAWAL PAYPAL is a billing descriptor that appears on credit card and bank statements for charges from PayPal, a Utility merchant.
BILLa bill paymentWITHDRAWALmoney leaving the account
Their website is https://www.paypal.com. You can contact them at +1 877-569-1116. Record last updated July 13, 2026
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Estimated
You bought from
PayPal
◆ Estimated record
NXT Gem appears to be a gemstone, jewelry, or mineral retailer.
Shows on your statement as BILL PAY WITHDRAWAL PAYPAL
Business
PayPal
Category
Utility
MCC
Not assigned
Address
661 University Avenue, Toronto, ON, M5G 1M1, CA
⤢ View map
AI-identified location — not yet merchant-verified
Estimated record. The details above were compiled from public sources and AI research — they have not been confirmed by PayPal. Treat them as a starting point, not an official source. When a merchant claims their record, the information becomes merchant-supplied and is marked ✓ Verified.
Unclaimed record · PayPal has been identified as the merchant but has not yet claimed this listing · Is this your business? Claim it
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Some details were AI-identified from public sources and may not yet be merchant-verified.
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What each part of this charge means

Everything before the merchant name was added by your bank or the payment platform. Everything after it is the merchant's own coding.

BILL PAY WITHDRAWAL PAYPAL
BILLlikely a bill payment rather than a purchase
PAY acquirer- or processor-internal. No public definition exists for this one — anyone telling you otherwise is guessing
WITHDRAWAL money leaving the account
PAYPAL the merchant — who was actually paid
Common questions about this charge

Is the BILL PAY WITHDRAWAL PAYPAL charge legitimate or fraud?

BILL PAY WITHDRAWAL PAYPAL is a recognized billing descriptor associated with PayPal. That identification tells you who the charge is from — it cannot by itself confirm that your specific transaction was authorized. If you don't recognize it, first check whether someone who shares your card made the purchase, then contact PayPal directly before disputing the charge with your bank.

How do I contact PayPal about this charge?

Call PayPal at +1 877-569-1116. Visit https://www.paypal.com for support.

How do I cancel or get a refund from PayPal?

Use the Request a Refund or Cancel Order / Subscription options on this page to start a request. You can also call PayPal at +1 877-569-1116.

Is this your business?

Claim this record to add your contact info, return policy, and help customers recognize your charges.

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