INTERNATIONALan international transaction
FEE
the merchant — who was actually paid
INTERNATIONAL
an international transaction — a foreign-transaction fee may apply
SERVICE
acquirer- or processor-internal. No public definition exists for this one — anyone telling you otherwise is guessing
FEE INTERNATIONAL SERVICE is a recognized billing descriptor associated with Bank Fee. That identification tells you who the charge is from — it cannot by itself confirm that your specific transaction was authorized. If you don't recognize it, first check whether someone who shares your card made the purchase, then contact Bank Fee directly before disputing the charge with your bank.
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