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Misc. Debit PAYPAL *BEPACO — what is this charge?

Misc. Debit PAYPAL *BEPACO is a billing descriptor that appears on credit card and bank statements for charges from PayPal.
Misc. Debityour bank's catch-all label when it has no bPAYPAL*a payment platform's billing prefix
Their website is https://www.paypal.com. You can contact them at +1 877-569-1116. Record last updated July 13, 2026
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Estimated
You bought from
PayPal
◆ Estimated record
NXT Gem appears to be a gemstone, jewelry, or mineral retailer.
Shows on your statement as Misc. Debit PAYPAL *BEPACO
Business
PayPal
Website
https://www.paypal.com
Category
Not classified
MCC
Not assigned
Address
661 University Avenue, Toronto, ON, M5G 1M1, CA
⤢ View map
AI-identified location — not yet merchant-verified
Estimated record. The details above were compiled from public sources and AI research — they have not been confirmed by PayPal. Treat them as a starting point, not an official source. When a merchant claims their record, the information becomes merchant-supplied and is marked ✓ Verified.
Unclaimed record · PayPal has been identified as the merchant but has not yet claimed this listing · Is this your business? Claim it
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Some details were AI-identified from public sources and may not yet be merchant-verified.
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Customer support: https://www.paypal.com · AI-identified · updated July 13, 2026
Other charges from this merchant
SHEJARBONES IAT PAYPAL SPREADSHIRT INC IAT PAYPAL TRANSFER PAYPAL PPD VISA DDA PUR 449215 PAYPAL AM GREETING AM 402 935 7733 * OH W/D PAYPAL GODFATHER, 402 935 7733, CA. POS PUR PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED POS Debit PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED PRE-AUTH PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED Misc. Debit PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED CHECKCARD PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED Visa Check Card PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED PENDING PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED CHKCARD PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED POS REFUND PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED POS PURCH PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED POS PURCHASE PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED PAYPAL *VANNET TECH CA PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED PAYPAL *ABAXO LLC CA PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED PAYPAL *365GARAGEDO CT - PROFESSIONAL SERVICES NOT ELSEWHERE CLASSIFIED PAYPAL *B3GLOBALCON ON
What each part of this charge means

The codes at the start were added by your bank or the payment platform, not by the merchant.

Misc. Debit PAYPAL *BEPACO
Misc. Debit your bank's catch-all label when it has no better category
PAYPAL*likely a payment platform's billing prefix — the name after it is who was actually paid
BEPACO acquirer- or processor-internal. No public definition exists for this one — anyone telling you otherwise is guessing
Common questions about this charge

Is the Misc. Debit PAYPAL *BEPACO charge legitimate or fraud?

Misc. Debit PAYPAL *BEPACO is a recognized billing descriptor associated with PayPal. That identification tells you who the charge is from — it cannot by itself confirm that your specific transaction was authorized. If you don't recognize it, first check whether someone who shares your card made the purchase, then contact PayPal directly before disputing the charge with your bank.

How do I contact PayPal about this charge?

Call PayPal at +1 877-569-1116. Visit https://www.paypal.com for support.

How do I cancel or get a refund from PayPal?

Use the Request a Refund or Cancel Order / Subscription options on this page to start a request. You can also call PayPal at +1 877-569-1116.

Is this your business?

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