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PANERA BREAD #4084 HENDERSON NV — what is this charge?

PANERA BREAD #4084 HENDERSON NV is a billing descriptor that appears on credit card and bank statements for charges from Panera Bread Henderson, a Food merchant.
NVthe merchant's location as registered with t
Contact information for this merchant is not yet available. Record last updated March 29, 2026
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Estimated
PB
You bought from
Panera Bread Henderson
◆ Estimated record
Shows on your statement as PANERA BREAD #4084 HENDERSON NV
Business
Panera Bread Henderson
Category
Food
MCC
Not assigned
Estimated record. The details above were compiled from public sources and AI research — they have not been confirmed by Panera Bread Henderson. Treat them as a starting point, not an official source. When a merchant claims their record, the information becomes merchant-supplied and is marked ✓ Verified.
Unclaimed record · Panera Bread Henderson has been identified as the merchant but has not yet claimed this listing · Is this your business? Claim it
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AI-identified · updated March 29, 2026
What each part of this charge means
PANERA BREAD #4084 HENDERSON NV
PANERA BREAD the merchant — who was actually paid
#4084 acquirer- or processor-internal. No public definition exists for this one — anyone telling you otherwise is guessing
HENDERSON the merchant — who was actually paid
NVlikely the merchant's location as registered with the card network — not necessarily where you bought anything
Common questions about this charge

Is the PANERA BREAD #4084 HENDERSON NV charge legitimate or fraud?

PANERA BREAD #4084 HENDERSON NV is a recognized billing descriptor associated with Panera Bread Henderson. That identification tells you who the charge is from — it cannot by itself confirm that your specific transaction was authorized. If you don't recognize it, first check whether someone who shares your card made the purchase, then contact Panera Bread Henderson directly before disputing the charge with your bank.

How do I contact Panera Bread Henderson about this charge?

Contact details for this merchant are not yet available.

How do I cancel or get a refund from Panera Bread Henderson?

Use the Request a Refund or Cancel Order / Subscription options on this page to start a request.

Is this your business?

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