POWERFUL BUSINESS UPGRADE is how this charge is printed on your statement.
It is typically a recurring subscription charge.
Their website is https://www.upgrade.com.
You can contact them at 1-844-238-2600.
Record last updated March 29, 2026
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✓ Verified
You bought from
MODERN CHOICE
✓ Verified merchant
Upgrade is a financial technology company that offers personal loans, credit cards, and financial products.
Shows on your statement as POWERFUL BUSINESS UPGRADE
AI-identified location — not yet merchant-verified
Unclaimed record · MODERN CHOICE has been identified as the merchant but has not yet claimed this listing · Is this your business? Claim it
Resolve it yourself — fix this purchase
This business isn't a WhoBilled.me client yet. You can still submit a request below — it goes to our team, not the merchant, and we'll follow up with you.
Is the POWERFUL BUSINESS UPGRADE charge legitimate or fraud?
POWERFUL BUSINESS UPGRADE is a recognized billing descriptor associated with MODERN CHOICE and often appears as a recurring subscription payment. That identification tells you who the charge is from — it cannot by itself confirm that your specific transaction was authorized. If you don't recognize it, first check whether someone who shares your card made the purchase, then contact MODERN CHOICE directly before disputing the charge with your bank.
How do I cancel or get a refund from MODERN CHOICE?
Use the Request a Refund or Cancel Subscription options on this page to start a request, or skip a month or pause the subscription instead of cancelling outright. You can also call MODERN CHOICE at 1-844-238-2600.
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Is this your business?
Claim this record to add your contact info, return policy, and help customers recognize your charges.
We've routed your request to MODERN CHOICE CORP for review. You'll be notified at the contact on file once it's processed — usually before it ever becomes a dispute.
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Request received
Thanks — our team has your request and will follow up at the email you provided. MODERN CHOICE CORP isn't enrolled yet, so it wasn't sent to them directly.
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