THREE STICKS LENDING — what is this charge?
THREE STICKS LENDING is how this charge is printed on your statement.
Contact information for this merchant is not yet available.
Record last updated March 29, 2026
✓ Verified
AC
You bought from
AFS CS
✓ Verified merchant
Shows on your statement as THREE STICKS LENDING
Business
AFS CS
Category
Not classified
MCC
6051 — Non-Financial Institutions Foreign Currency, Money Orders (not wire transfer) and Travelers Cheques
Unclaimed record · AFS CS has been identified as the merchant but has not yet claimed this listing · Is this your business? Claim it
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Optional feedback
Other non-financial institutions foreign currency charges cardholders look up
Common questions about this charge
Is the THREE STICKS LENDING charge legitimate or fraud?
THREE STICKS LENDING is a recognized billing descriptor associated with AFS CS. That identification tells you who the charge is from — it cannot by itself confirm that your specific transaction was authorized. If you don't recognize it, first check whether someone who shares your card made the purchase, then contact AFS CS directly before disputing the charge with your bank.
How do I contact AFS CS about this charge?
Contact details for this merchant are not yet available.
How do I cancel or get a refund from AFS CS?
Use the Request a Refund or Cancel Order / Subscription options on this page to start a request.
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